About Us

If we look different than your typical insurance broker, it’s because we are. We have reimagined everything about employee benefit management and in the process created something truly unique.

The J.S. Clark Agency was founded in 1987 by Joel S. Clark, who remains the agency’s President. Headquartered in Southfield, Michigan, J.S. Clark provides employee benefit services to more than 300 clients across the country.

It is our mission is to help employers provide better benefits at a lower cost using in-depth financial analysis; to ensure our clients remain compliant with all the nuances brought upon by Health Care Reform; to provide an elite level of assistance with benefits administration; to maximize our partnership with our clients by utilizing every benefit resource available; and to deliver a powerful and cost-effective employee benefit program designed specifically for your organization.

Meet Our Account Executives

Joel S. Clark

Joel Clark founded J.S. Clark in 1987 after working as an Account Executive at a Regional Brokerage Firm from 1982-1987. Joel is a 1979 graduate of Michigan State University. He currently serves as a member of the Blue Cross Blue Shield of Michigan (“BCBSM”) Agent Advisory Committee, Delta Dental Agent Advisory Board, Health Alliance Plan Agent Advisory Council, National Association of Health Underwriters, and the National Association of Insurance and Financial Advisors. Joel presently services more than 30 clients and is highly respected by the largest insurance carriers in the state. Joel has been the Key Note Speaker at many educational seminars lecturing on important topics such as Health Care Reform, Medicare Advantage Certification and Consumer Driven Health Care. Connect with Joel on LinkedIn

Paul Kahler

Paul Kahler joined J.S. Clark in 1987 as an account executive, where he specialized in financial and benefit evaluation of medical, dental, life, disability and vision employer provided benefits.  In 1996, J.S. Clark founder Joel Clark appointed Paul as partner and Vice President.  Paul is a 1983 graduate of St. Mary’s College located in Orchard Lake, Michigan with a B.A. in Communications.  He currently serves as a member of various insurance carrier Agent Advisory Committees and Boards. Paul presently services more than 60 clients in Michigan with employees located throughout the country. Connect with Paul on LinkedIn

Amy Hall

Amy Hall joined The J.S. Clark Agency as an account executive in 2012. Today, with more than 20 years’ experience in the healthcare and employee benefits industries, she services more than 30 accounts for the agency. She specializes in financial and benefit evaluation of employer-sponsored medical, dental, vision, life and disability insurance benefits, as well as the coordination of tax shelters available in employer-sponsored programs.  She is active in several local and regional industry associations and boards, including Priority Health’s Agent Advisory Board, MDAHU (Metro Detroit Association of Health Underwriters) and NAHU (National Association of Health Underwriters). She is also routinely invited to participate in Blue Cross Blue Shield of Michigan/Blue Care Network, HAP, and UHC focus groups on a variety of industry-critical topics. Connect with Amy on LinkedIn

Keith Collins

Keith Collins joined the J.S. Clark Agency in 2000, and specializes in small to mid-size groups. Prior to joining the agency Keith worked as an outside sales representative for a large Tier I industrial supply house and spent 10 years as a maintenance supervisor with the City of Detroit. Keith is a graduate of Schoolcraft Community College with an Associate’s Degree in Mechanical Engineering and currently serves as an agent advisor to more than 50 clients in the small- to mid-size market. His goal is to deliver a sophisticated level of benefit expertise with an emphasis on cost management and compliance to an underserved market segment.  Connect with Keith on LinkedIn

Devon Dobrin

Account Executive Devon Dobrin joined J.S. Clark in 2009, where he manages benefits programs and underwriting requirements for a growing roster of clients.  In this capacity, he evaluates and designs employer-sponsored medical, dental, life and disability insurance benefits, in addition to conducting pre-renewal market, industry and competitive research, reporting and negotiations to assist clients in making sound financial and benefits decisions that serve the interests of their employees and businesses. Connect with Devon on LinkedIn

Tim Mumford

Account Executive Tim Mumford joined J.S. Clark in 2015. A licensed life and health insurance agent for the state of Michigan, Tim leads the agency’s business development efforts, as well as manages benefits plans for various clients in the manufacturing and technology segments. Additionally, he manages the benefits program for a major southeast Michigan historical museum. Connect with Tim on LinkedIn

Meet Our Corporate Compliance Director

Jennifer Young

Jennifer Young joined J.S. Clark in 1993. Today, she manages 15 client relationships in addition to her responsibilities as Corporate Compliance Director. Her in-depth knowledge of federal and state legislation is bolstered by consistent communications with the Department of Labor, CMS and IRS regarding many aspects of the Affordable Care Act (ACA). In addition to the ACA, Jennifer is proficient in ERISA, DOL compliance, COBRA, HIPAA, ADA, MHPA and FMLA, and shares her expertise in these areas for the benefit of the agency’s team members and clients. Connect with Jennifer on LinkedIn

Agency Professional Organizations

  • Blue Cross Blue Shield of Michigan Statewide Agent Advisory Council
  • Blue Cross Blue Shield Agent Advisory Committee
  • Health Alliance Plan Agent Advisory Council
  • Priority Health Agent Advisory Council
  • Action Benefits Agent Advisory Committee
  • Delta Dental Agent Advisory Board
  • Delta Dental Agent Advisory Committee
  • Health Plus Agent Advisory Committee
  • National Association of Health Underwriters
  • National Association of Insurance and Financial Advisors
  • Automation Alley
  • Detroit Regional Chamber of Commerce
  • Michigan Business and Professional Association
  • Society for Human Resources Management of Michigan
  • Better Business Bureau of Eastern Michigan and the Upper Peninsula
  • Central Michigan University Research Corporation

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