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J.S. Clark Agency is home of "THE" Benefit Solution Specialists. We are a full-service employee benefits company, located in Southfield, Michigan (metro Detroit), who makes benefit dollars work harder. We specialize in the design, communication, administration and overall management of group benefit programs for companies of all sizes. We’re also benefits advisors to the many different industry categories that make up Michigan companies including manufacturing, non-profit, local governments, professional groups and more.
Our firm’s strength lies in our ability to thoroughly understand our clients' needs and objectives, thereby enabling us to develop creative and innovative employee benefit programs and packages to meet specific needs – true specialists in our field.
Our business model, technical capability, and insurance carrier relationships form our strategic competitive advantage as a top employee benefits company. J.S. Clark is the industry expert advisor in the following areas:
Group Life, Health and Disability Benefit Plans, Dental and Vision Plans, Voluntary Supplemental Benefits, Flexible Employee Benefit Plans, Wellness Programs, Administrative Support On Line, Benefits/Communication Systems-Portals, and Retirement and Welfare Plans
MEDICAL INSURANCE
We realize employee benefits planning operates in a dynamic market environment requiring proactive measures to maintain comprehensive plan designs with competitive prices.
J.S. Clark offers a complete line of medical insurance services (indemnity or fee for service) for your employees:
Preferred Provider Organization (PPO)
Point Of Service (POS)
Health Maintenance Organization (HMO)
Fully Insured or Self-Funded Arrangements
Consumer Driven Health Plans (FSA, HRA and HSA)
VISION AND DENTAL INSURANCE
J.S. Clark provides custom dental and/or vision insurance plans to include in your insurance benefits package. Dental benefits are consistently one of the most sought after employee benefits. A top quality dental and/or vision plan will aid in the recruitment and retention of employees.
LIFE AND DISABILITY INSURANCE
Everyone who depends on a paycheck needs disability benefit insurance. It's a relatively inexpensive element of complete benefits packages, which helps attract and retain employees while creating goodwill and loyalty. Our program can be customized so the disability insurance is paid by the employer, the employee, or a combination of both. Group Life and Voluntary Life insurance is a valuable addition to a company’s employee benefit program. Many times, this is the only life insurance an employee has to protect their family and loved ones.
RETIREMENT PLANNING, 401(k) and 403(b) PLANS
Retirement, pension and 401(k) /403(b) Plans plans need to be designed to meet the needs of both the business or organization and its employees. We will review your current retirement or pension plan or help structure a new employee benefit plan design which is mutually beneficial for both parties.
A strong retirement benefit package will increase employee productivity and retention, while offering the advantages of tax-deductibility of employer contributions and tax-deferral of invested dollars.
SUPERIOR CLIENT SERVICE FOR YOUR BENEFIT NEEDS
Our commitment to you is superior client service. We have a support staff of over twenty-five team members who have an excellent understanding of the complex issues facing human resource professionals. When you have a question or issue, you can be assured J.S. Clark employee benefits specialists will find you the answer or “right” solution.
We also offer a FREE online resource portal, Client Community found on the left of this page. Through our Client Community network, you have access to the latest industry and regulatory news, keeping you ahead of the employee benefits game. Some examples of the types of news available via our Client Community include peer-to-peer surveys, latest compliance information, and news beneficial for both your human resource department as well as your employees.
FREE CONSULTATION
Schedule a free employee benefits plan consultation now. Call 248.355.9600 or fill-in the business health insurance quote form here.
A J.S. Clark benefits specialist will respond to you promptly. You’ll get answers on insurance packages with plan options or any other issues that concern you. Thanks for your interest in the J.S. Clark Agency – The Employee Benefits Experts.
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